MVP Development
for Fintech.
You have a fintech idea — a payments tool, a lending platform, a personal finance app. You tried Bubble or a freelancer who didn't understand PCI DSS. Now you're back at square one with 6 months wasted.
saro builds MVP development for fintech startups including Stripe-connected payment flows, KYC/AML integrations, banking data aggregators, and investment dashboards. We ship in 8 weeks. Fixed price. Compliance-aware from day one.
Book a Free Fintech Strategy CallWhat saro Builds for Fintech Founders.
Fintech apps break when developers treat them like regular SaaS. Compliance, security, and financial data accuracy are not optional. Here's what we actually build.
Payment & Billing Platforms
Stripe-connected subscription billing, one-time payments, split payments, and marketplace payouts. PCI DSS-compliant by design. We've shipped 12 payment products.
KYC & AML Compliance Flows
Identity verification with Persona, Jumio, or Onfido. AML screening via Comply Advantage. We integrate into your onboarding so compliance doesn't slow user sign-up.
Banking Data Aggregation
Plaid and MX integrations for bank account linking, balance checks, transaction history, and income verification. Connects to 12,000+ US financial institutions.
Lending & Underwriting Tools
Application flows, credit bureau pulls (Experian, Equifax, TransUnion), automated underwriting rule engines, and loan servicing dashboards for alternative lenders.
Investment & Wealth Dashboards
Portfolio tracking, robo-advisor interfaces, and trade reporting tools. We've connected to Alpaca, Plaid Investments, and Schwab APIs for retail investor platforms.
Expense Management Tools
Corporate card management, receipt capture, approval workflows, and accounting exports (QuickBooks, Xero, NetSuite). Reduces finance team reconciliation time by 50%.
How saro Ships Your Fintech MVP.
Compliance Scoping
We identify your regulatory surface, such as PCI DSS, state money transmission laws, or SEC requirements. We scope only what you actually need for MVP, not everything at once.
Architecture Design
We design a secure, audit-log-ready architecture with proper data isolation, encryption at rest, and access controls. SOC2 readiness built in so your first audit isn't a crisis.
Build Sprints
Two-week sprints. Payment flows, KYC, banking integrations: each tested in sandbox environments before staging. You see it working every 14 days.
Launch & Handover
We deploy, hand over the codebase with full documentation, and stay on for 30 days. You own everything, with no lock-in.
Is This You?
Expense Management MVP: Shipped in 8 Weeks
A B2B fintech founder came to saro after 4 months stuck with a freelancer who couldn't connect to Plaid. We built a corporate expense management tool with Plaid bank sync, receipt capture, and QuickBooks export in exactly 8 weeks. Their first 3 enterprise customers signed within 30 days of launch.
View Case StudiesCommon Questions.
Do I need a money transmitter license to build a payments product?
It depends on your business model. We scope this with you in the first call. Some products operate under the bank partner's license. We help you understand the requirements before you write a line of code.
Can you connect to Plaid and Stripe at the same time?
Yes. We've built multi-integration fintech platforms using Plaid for bank data and Stripe for payment processing simultaneously. They serve different functions and work well together.
How long does a fintech MVP take to build?
8 weeks for a focused fintech MVP including a single payment flow, a Plaid-connected dashboard, or a lending application. Multi-integration platforms with KYC run 10–12 weeks.
What if I need SOC2 certification eventually?
We build with SOC2 readiness in mind from day one, with features like audit logs, access controls, and encryption at rest. When you're ready to certify, you're not starting from scratch.
Your Fintech MVP.
8 Weeks. Fixed Price.
Book a free 30-minute strategy call. We'll scope your compliance requirements, tell you exactly what it costs to build, and give you a ship date.
Book a Free Strategy Callshoparonline.com · No commitment. 30 minutes.